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Why do Honda S2000s cost so much to insure?

Why do Honda S2000s cost so much to insure? I'm 28 and have eight years no claims, no penalty points and want to insure myself and my 26-year-old girlfriend (full licence) on the car. All the major insurers have refused to quote for me only, never mind her, and the excess they are  trying to charge me is over a grand. I have just gotten a quote for a Lotus Elise for the two of us for €700! Why is the S2000 so dear?

Ian Higgins

Jan 2013 Filed under: insurance

Expert answer

Hi Ian,

Simply because it’s much faster and more powerful than the Elise. The Elise, for all its amazing handling and the heritage that goes with the Lotus badge, still uses either a Rover K-series 1.8 or, latterly, a Toyota 1.8-litre engine, usually with a maximum if 190hp (unless we’re talking the more rarefied supercharged versions). By contrast, the S2000 had 240hp and, worse yet, has become a firm favourite of the tuning and modifying brigade, so doubtless as soon as you say the words ‘Honda S2000’ to any insurer, a little flashing red light and a sign saying ‘boy racer’ goes off in their office. Fair? Nope, but welcome to the Irish insurance industry…

(By the way — you managed to get quoted €700 for insurance on an Elise and you’re under 30? How did you manage that?)


What car will I replace my Volkswagen Scirocco with?

Having recently been a victim of a car theft (they took my Volkswagen Scirocco 2.0 TDI), I am in the market for a new car. I am completely confused as to what to buy though; fuel economy is a major factor in my decision - the Scirocco was quite economical when driven correctly. I have been looking at Honda, both Accord and Civic though I am worried about the 2.2-litre engine size. Style is also a major factor and I have also viewed a Volvo C30 R-Design and Ford Focus 'WRC'.

Have a love of stylish hatches but not opposed to a change! Please help.

The insurance company will only give me €15,000 so that's my budget for now. I do about 30,000 kilometres a year so need something pretty economical, though I am single so practicality is not really a consideration.

Daniel English (Navan)

Jan 2013 Filed under: choosing used car

Expert answer

Hi Daniel,

Sorry to hear about the Scirocco - that 2.0 TDI version is great.

A quick browse of Carzone.ie with your budget and needs in mind brought up a few interesting options:

- Audi A3 2.0 TDI 140 - in Sport or S Line guises for maximum style - loads around
- BMW 118d M Sport - quite rare, but great to drive
- BMW 320d Coupé - you'd have to go pre-2008 with your budget, but current style at least
- Honda Civic Type S - 2.2 diesel is great and post-2008 is taxed according to emissions
- MINI Cooper D - loads around in all different colours at your budget

I've picked out the cars I reckon you'll like and I've left out things like the Volkswagen Golf and regular Ford Focus (among others).

What do you think?

Come back to us and let us know if we're on the right track.


Can you find me an economical SUV for under €12,000?

Hi there, I have €10,000 to €12,000 to spend on a used car. I drive twice a week from Kerry to Dublin for work. I dont NEED an SUV but would really really like one. I need the normal two things in a car: reliability and economy. Is there any SUV out there that won't murder my pocket in diesel costs?

Many thanks

Moss

Maurice Fitzgerald (Dublin)

Jan 2013 Filed under: choosing used car

Expert answer

Hi Moss,

We've scoured Carzone.ie with your budget and needs in mind. There are loads of diesel SUVs available at that price, though we've shortlisted the ones here we reckon would do the job for you:

- BMW X3 - economical, though you're looking at an older one at this price

- Honda CR-V - great option if you can find a good one

- Hyundai Tucson - plenty around, though not as 'nice' as premium models

- Mitsubishi Outlander - with Volkswagen's 2.0 TDI engine - good bet

- Nissan Qashqai - great all-rounder, though possibly not quite SUV-like for your tastes

- Peugeot 4008 - stylish, good diesel engine, should be able to afford post-2008 car

- Toyota RAV4 - safe bet, though will be pre-2008 on your budget

If you'd like us to help narrow down your search feel free to come back to us.


Known problems in the 2008 Honda CR-V?

Any known problems in the 2008 Honda CR-V?

Paddy Gleeson (Blessington)

Dec 2012 Filed under: reliability

Expert answer

Hi Paddy,

The Honda CR-V has a great reputation for reliability in general, but a surprising number of things go wrong. I'm going to assume you mean the 2.2-litre CDTi diesel version. Here's what we know about:

- Earth connection for ABS can cause various error codes, but is easily fixed.

- The ABS hydraulic modulator itself can deteriorate, meaning poor braking. That's expensive to fix.

- Issues with the air conditioning are usually to do with a faulty (and easy to replace) relay.

- The dual-mass flywheel can break up and cause vibration.

- The EGR valve sticks due to carbon build-up, causing poor running, stalling and intermittent power loss.

Along with all those things to look out for, there are loads of creaks and noises the car makes, but all can be fixed at relatively low cost.


Is the Honda Accord Euro R any good?

Hi, is the Honda Accord Euro R any good?

Declan Condon (Foynes/co Limericl)

Dec 2012 Filed under: choosing used car

Expert answer

Hi Declan,

Yup — glorious. Wonderful steering, howling VTEC engine and built like  a tank. Hard to find a good one now, though, and harder still to find one that hasn’t been tuned and mucked about with. Prepare for a long, careful shop around, and don’t go near anything that doesn’t have a full service history.


How much will the VRT be on this Honda Accord?

What will the VRT be on a 2011 Honda Accord 2.2 i-DTEC Type S? The emissions are 157g/km.

Brendan Dooley (Ennis)

Dec 2012 Filed under: VRT

Expert answer

Hi Brendan,

It will depend on mileage and options to get the OMSP (Open Market Selling Price), but our estimates put the VRT at over €4,700.

Hope that helps


Which first car with €2,000 to spend?

Looking for my first car with €2,000 to spend. Looking for something small like the Renault Clio, Opel Corsa, Nissan Micra etc. Any advice? Also what year/mileage should I expect for this price?

Thanks

Emma H (Dublin)

Dec 2012 Filed under: choosing used car

Expert answer

Hi Emma,

I’d go for the Micra, as it’ll be the most reliable of the cars you’ve mentioned. A budget of €2,000 should get you a 2006-2007 model, and I wouldn’t be bothered about mileage — buy on service history and condition. Other good options are a Toyota Yaris, Honda Jazz or, if you fancy a bit of driving fun, a Suzuki Swift.


Looking for a Honda Civic Type-S.

Is there any difference other that number of doors between a Honda Civic Type-S and the normal one? I'm talking about 2008 model. If looking for one of those, what should I be aware of? I'm interested in the 2.2 diesel.

Another question is, what is your view on a fuel and air energiser (activator)?

Martin Semeniuk (Dublin)

Nov 2012 Filed under: choosing used car

Expert answer

Hi Martin,

There were actually some significant mechanical changes for the Type-S, including wider-track rear suspension, an upgraded interior and a more aggressive body kit. That said, it’s still not THAT sporty, and a regular Civic is near enough as good to drive. The 2.2 diesel is an excellent engine, with good economy and very solid reliability. As for an ‘air energiser’ I’m guessing this is some kind of aftermarket add-on? Beware such things — they tend to promise much and deliver little, and usually aren’t worth the money. 


Any major issues with the Honda Civic Hybrid?

Is the Honda Civic Hybrid a good car?

James Li (Port Louis)

Nov 2012 Filed under: reliability

Expert answer

Hi James,

We're not fans of the Civic Hybrid in terms of how it drives, but that doesn't mean it's a bad car necessarily. The pool of cars in Ireland is quite small so we've not heard anything negative about them from a reliability perspective, but the American forums seem to be full of owners with issues so perhaps it's best to do some research there to ascertain if the problems are likely to affect Irish cars.

Come back to us if you want more detailed assistance.


How much is a 2005 auto Honda Jazz worth?

How much is a 2005 auto Honda Jazz worth?

Sadiya Faisal (Mullingar)

Oct 2012 Filed under: used car values

Expert answer

Hi Sadiya,

It really depends on condition etc. Most traders would advertise this at just under €6,000, but we suspect they'll sell for a lot closer to €5,000.

Hope that helps