Expert answer

Hi Natash,

Your best bets are the Citroen C4 Grand Picasso, the VW Touran, the Peugeot 5008, or the Kia Carens 1.7 CRDi (the current-shape model). All of those slot into Band A for motor tax, as long as you get the 1.6 or 1.7 diesel models.

Expert answer

Hi Ian,

Simply because it’s much faster and more powerful than the Elise. The Elise, for all its amazing handling and the heritage that goes with the Lotus badge, still uses either a Rover K-series 1.8 or, latterly, a Toyota 1.8-litre engine, usually with a maximum if 190hp (unless we’re talking the more rarefied supercharged versions). By contrast, the S2000 had 240hp and, worse yet, has become a firm favourite of the tuning and modifying brigade, so doubtless as soon as you say the words ‘Honda S2000’ to any insurer, a little flashing red light and a sign saying ‘boy racer’ goes off in their office. Fair? Nope, but welcome to the Irish insurance industry…

Expert answer

Hi Adrian,

There's no doubt that premium cars of this age can come with costly repair bills. The older they get the more likely something will go wrong, no matter how reliable they are in general. The example you're looking at already has quite high mileage so we'd say budget for a grand or so of repairs a year just in case.

This generation of the A4 was reliable enough. Most problems seem to have stemmed from heating and cooling systems (in particular the air conditioning) and electrics so thoroughly inspect the car - preferably with a bit of professional help. Ensure that the gearbox (assuming it's manual) is smooth and noise-free and that there is no clonking from the front suspension.

Hope that helps

Expert answer

Hi Rory,

First of all, there are a huge number of factors that affect your fuel consumption. Tyre pressures is a major one - ensure they're in spec. Next up is your use of the air conditioning and other energy-sapping devices like rear window demister. The weight you carry in the car and whether you have a roof box or roof bars fitted will also have an effect. Last, but certainly not least, is your driving style.

You've not told us which engine you have so we'll assume it's the 1.5 dCi 105hp, as that's one of the most common in Ireland. The official urban figure for that car was 6.4 litres/100km (44.1mpg) and the combined consumption figure is 5.4 litres/100km (52.3mpg).

Hope that's of some help

Expert answer

Hi Holly,

This is correct I'm afraid. In 2008 the tax system changed over to a CO₂ emissions rating (from engine size bands) and the 1.3-litre Jimny went from €358 overnight to €677. It's quite an inefficient car for the size of the engine.

If you really do like the Jimny then you'll need a pre-2008 model to keep your annual tax bill down.

Hope that helps.

Expert answer

Hi Florin,

Sorry to say that the Grand Espace, while brilliantly designed inside for family use, is not a reliable car. It fares very badly in owner surveys and if you are still tempted by an especially good deal make sure you get the car thoroughly checked over by an expert before parting with your cash. Engine, electrics and clutch issues lead to expensive repair bills.

Hope that helps

Expert answer

Hi Orla,

You've not told us which engine your car has, but assuming it's the 2.0 TDI 140 we'd suggest you go in with a cheeky low offer first of about €8,750 and see what they say. It's worth over a grand more than that potentially.

Let us know how you get on.

Expert answer

Hi Conal,

Over the years the Focus has proven to be considerably more reliable than the Mégane, though this latest one is still relatively new so we wouldn't like to make such predictions. Renault claims to have improved reliability.

Without seeing the actual examples you're considering the Renault should have more equipment for the price, though its resale value may be lower later on, balancing that out.

If you can send us links to the two cars for sale we can give you more advice if that's not enough.

Expert answer

Hi Aidan,

Without knowing your budget and what your needs with regards to towing etc. are it's difficult to give a precise answer, but as a starting point, and in alphabetical order:

None of Audi's Q models are really suited to heavy off-road work, though the Q5 and Q7 are fine towing machines. Not that you'll find a Q7 with a manual gearbox.

Same story with BMW's X models. Fine for towing. You'll have to seek out an older X5 if you want a manual transmission though.

Citroen C-Crosser, Ford Kuga, Honda CR-V, Hyundai ix35: fine road cars.

Hyundai Santa Fe: depending on age and spec can be quite good off-road and as a tow car.

Hyundai Terracan: horrible beast of a thing, but it is big...

Hyundai Tucson: more car-like than most 4x4s.

Isuzu Trooper: hard as nails, durable workhorse.

Jeep Cherokee: good workhorse, but raucous on the road.

Jeep Compass: really not that great on the road despite its 'crossover' image.

Jeep Grand Cherokee: surprisingly good depending on age.

Jeep Patriot: a Compass with more upright bodywork...

Jeep Wrangler: tough, great off-road, but not so good on it.

Kia Sorento: first generation a tough tow car; latest more road-biased.

Kia Sportage: fine road car - especially the latest one.

Land Rover Defender: same comments as Jeep Wrangler above.

Land Rover Discovery: one of the very best all-rounders - newer versions way better.

Land Rover Freelander: good mix of on-road behaviour with all-road ability, but others at price better.

Range Rover line-up: luxurious regular model not bad off-road, Sport great to drive on-road and Evoque not really a 4x4 despite the badge.

Mazda CX-5: new SUV in the crossover mould - lovely on the road, where it should stay.

Mercedes-Benz M-Class: see BMW X5 comments.

Mitsubishi ASX/Outlander: very much road cars.

Mitsubishi L200/Pajero/Shogun: durable, strong, tough, but also rough and unrefined - proper 4x4 system though.

Nissan Navara/Pathfinder: see L200 etc. above...

Nissan Qashqai: a road car, even in 4x4 guise.

Nissan Terrano: old-school 4x4.

Nissan X-Trail: pretty good mix of attributes.

Opel Antara: road car - and not a good one.

Peugeot 4007, Renault Koleos, Skoda Yeti: just road cars.

SsangYong Actyon/Kyron/Rexton: rough and ready tow machines.

Subaru Forester: more a road car, though later one pretty good.

Subaru Outback/XV: road cars - nice ones.

Suzuki Grand Vitara: not bad as an all-rounder - relatively cheap and cheerful.

Suzuki SX4: car with 4x4 mechanicals.

Toyota Hilux/Land Cruiser: enviable reputation for toughness and reliability, though not very civilised.

Toyota RAV4: good road car, ok tow car.

Volkswagen Amarok: good all-rounder, though just a pick-up.

Volkswagen Tiguan: lovely road car, but most models so-so off-road.

Volkswagen Touareg: high quality car that's a good all-rounder.

Volvo XC60/XC90: good road cars - not for off-road.

So come back to us with more details and we'll talk you through a purchase.

Expert answer

Hi Niamh,

That's a nice problem to have. Thanks for sending the details of the cars to us via email.

In my opinion, the BMW is the better driver's car and more practical. However, the Mercedes is faster and much sportier looking. It also looks to be better equipped. Both are quite reliable in general, especially with low mileages, so I wouldn't worry about that unduly.

Maybe get a Cartell.ie car history check to verify the mileage and that there is no outstanding finance when you decide which you prefer.

It's imperative that you drive both cars yourself for as long as the seller allows you, as, no matter what we say, your preference is all that matter.

Now, onto money. A figure of €4,500 seems a little steep as a cost to change given the asking price of those cars and the estimated value of your own. I'd be tempted to offer €2,000 and see what they say. Don't be afraid to walk away, as there will be plenty of other cars like this. Also consider selling your car privately for a better price - if more hassle...

Come back to us if you need anything else.