Expert answer

Hi Gordon,

Well, as with any high performance model, check first for signs of abuse. Are the wheels in good order? Do the tyres look knackered? Does the engine smoke or the clutch smell? If it seems that it has been wrecked and ruined by a former hot-shoe owner, then walk away. Aside from that, check that the gearbox (manual or auto) picks up gears crisply and cleanly, listen for grinding our graunching noises from the suspension and check the paint carefully for excessive stone chipping or damage. It's also worth winding up some speed and then heaving on the brakes to check that the anti-lock brake system is working OK - some ABS control units were reported to have failed.

Expert answer

Hi Colin,

There's not much to choose between the two in terms of overall talent, practicality or reliability, but my instinct would be to go for the Golf - that second generation Focus had a rather plain, unlovely cabin whereas the Golf's is much comfier and more welcoming - important stuff with a long regular journey like yours. The only other thing to consider would be the cabin space - if you often carry tall passengers in the back seats, then go for the Ford, it's much more spacious.

Let us know which you go for

Expert answer

Hi Meeka,

I personally bought a 2006 Volvo V50 1.6 diesel, which is the estate version of the S40 so I know a little about them. I'm assuming that S40 is 1.6 diesel as well, as most are from that year. The most important thing about this engine is that it is used regularly at motorway speed (to burn off deposits on the diesel particulate filter - DPF) and that oil changes are also regular, and done with the right oil. Insist on a full service history and the more reputable the garage the better.

Make sure the DPF warning light is present when the ignition is turned on and that it then goes out soon after the car is started up. If it's missing completely it means there's a reason someone removed it - walk away.

Other than that I found the car to be very well equipped for the price, making it much better value than a similarly priced Focus or Golf from the same year. It's also more spacious than those cars - though not by much.

Let us know how you get on

Expert answer

Hi Eitvydas,

A bit, yeah. 75hp was never quite enough to shift the Golf's bulk. You're better off trying to track down a nice 1.6 petrol instead, or going for the ever popular 1.9 diesel.

Expert answer

Hi Noel,

I'd say you're looking at a value of around €8-9,000 - less on a trade-in of course.

Expert answer

Hi Simon,

The thing is that there's not a huge difference between the Mk VI and Mk VII when it comes to driving. The Mk VII is that bit newer and more sophisticated, of course, but in terms of the actual levels of driving enjoyment and quality, they're much of a muchness. If you can find a good Mk VI at a good price, I'd say go for it. Unless that is you're prepared to wait and get the ultimate Mk VII, the one with the Performance Pack fitted. That's another ball game completely.

On the GTD versus GTI front, it's all about your mileage. If you're doing lots of long miles then the GTD provides 80 per cent of the GTI's enjoyment factor with obviously lower fuel bills. If you're not doing mega miles, stick with petrol.

Let us know which way you go

Expert answer

Hi Auden,

Assuming that the condition is good and the history is all up to date, I'd say you could expect around €4,000 on a trade in.

Expert answer

Hi Tim,

I'd say about €8-9,000 depending on condition and history.

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Hi Nicola,

The best we can suggest is to have a good long ring around and a trawl through t'internet I'm afraid. Clearly, a car with GT in the title and 140 horses under the hood is going to flash alarm bells with any insurer when you give them your age. Quote Devil seem to be a good starting point for young driver insurance these days, but with a car that grunty you're going to be getting big quotes wherever you go, especially as you're still on a learner licence.

So, shopping around, lots, is really your only option. Either that or trade in the Golf GT and get a 1.0 Micra...

Expert answer

Hi Keith,

Sadly this story is all too common these days. Many components of a modern diesel car are not designed for low mileage use and this should be explained to buyers by the dealers, though in fairness, buyers right now still think they should have diesel, even if the don't do high mileage. I'm not blaming the dealers.

We wouldn't call it a defect, as such, more a limitation. To prevent such things happening again we'd recommend low mileage diesel drivers to regularly take their car for an extended motorway run holding the revs higher than normal (using a lower gear). This should help prevent the build up of deposits in components like the EGR valve and even in the particulate filter in the exhaust.

It's a shame you didn't know to do that before being hit with this expense.