Expert answer

Hi Dave,

There is no simple answer to this - but as a rule of thumb, on a new car (average Ford Focus or Golf) you should expect to get around €700-€1,000 off the new price if buying straight. Much more than this is unlikely unless it is a Renault, or a luxury car! Shop around and don't be afraid to look outside of Dublin for the best deal.

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Hi Wayne,

You would probably get offered around €3,800 from a main dealer for your car and you could expect to sell it privately for around €4,300, so you should advertise for around €4,600. Remember if you are trading in then concentrate on the 'cost to change' rather than the value of your car. 

I hope this helps?

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Hi Tony,

Given your shortlist, I'd be inclined to go for the new Ford Focus saloon - presumably you mean a 1.6 TDCi version. It's more economical than the BMW and Audi and it'll be four years newer, meaning the security of a manufacturer's warranty. Older BMWs and Audis, as lovely as they are, do start to cost a bit to maintain.

Another car to consider is the relatively new Volkswagen Jetta. It compares well to the Focus.

Come back to us if you need more help deciding.

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Hi Steve,

A fair degree depends on your mileage and how much you are prepared to pay per year in motor tax. Bearing in mind that you will be getting an older car, the motor tax can be pricier, but that is just a fact of life. If you want to carry lots of people and stuff then a diesel will be a better choice in an estate because there is more torque but it isn't essential. 

If you weren't afraid of the odd bill, then a BMW 320D Estate would be a super car. I've owned one and they are great, but get expensive the older they get. 

I'd be very tempted by this Nissan X-Trail which has low mileage, is diesel and would be great for the family. 

This Peugeot 407 SW is superb value and lots of car for the money. 

I think out of that lot, I'd probably have the Focus though. 

I hope this helps! 

I'd say something like a 2005 Ford Focus 1.6 Diesel Estate would be a good place to start - something like this one as it would be cheap to run and spacious as well as good to drive too. 

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Hi Annemarie, 

We would always say look at the cost to change, but I'd expect that you will be offered around €5,000 for your C-Max, which might translate into €6,000 against a new Peugeot 5008. The 5008 is a good choice too, you can read our review of it here. 

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Hi Sean,

Out of the three cars here, by far the best value under scrappage is the Hyundai i30. You could have a petrol model for as little as €13,995. The diesel is €15,495, which is quite a bit more. If your annual mileage is small then you should perhaps save some money and buy the petrol model. I know everyone buys diesel cars these days but the petrol alternative will only cost you €52 more than the diesel each year to tax and if your mileage is low then you wouldn't see much of a saving on fuel in the diesel car anyway.

The Peugeot 308 is comfortable and good on fuel.

If you are planning on changing the new car quite soon, then the Focus will be worth the most money as a trade-in, but I think the Hyundai would be the best buy in this case for you.

I hope this helps.

Expert answer

Hi Ally,

That really isn't an easy choice, but what we would say from the start is that you have chosen well. These are three fantastic cars and to be honest, any of them will tick the most basic of boxes for you in that they will be reliable, will be comfortable and look good and offer decent value for money. Mazda offer by far the best value when it comes to the scrappage scheme, so if you are watching your budget then this might be the way to go. You can check out the full details of the Mazda3 scrappage offers here. But the most you will pay is €19,495 for a fully specced Mazda3 under scrappage and that is superb value. 

Mazda3

Ford Focus (left) & Volkswagen Golf (right)

The two cars you see above are the new Ford Focus (left) and the Volkswagen Golf (right) and choosing between these two would be a bit like asking a parent to choose one of their kids. They both have their individual traits and as such it is hard to pick between them. The new Focus is very good, but I have the hatchback this week and had the saloon last week and actually preferred the saloon. The hatchback has poor visibility out the rear and you do have to pay a lot to get some of the fancy extras that are advertised. Having said that, you will get things like alloy wheels and air conditioning in the models you have chosen. The Golf is superb. We are running a long-term Volkswagen Golf Bluemotion and the fuel economy is great. I prefer the seating position in the Golf. I find that I can get more comfortable in the Golf and the fuel economy is outstanding. It isn't as exciting as the Ford inside, but you know that it will hold its value really well.

Really Ally, all of these cars will suit your needs perfectly. If I was tight on bugdet I would probably buy the Mazda3. If you are very concerned about residual value you have to buy the Golf, while the Focus is the newest car and probably feels the most upmarket.

My favourite of these would be the Golf, but whichever one you pick you will have done well. Again I would say that you need to move pretty fast, because if you want a specific new car it can take a few weeks and there aren't many weeks left in the scrappage scheme.

Expert answer

Hi Denis,

Yes it most certainly is. The i30 is a vastly underrated car and having tested it on a number of occasions we would conclude that it is more than a match to more established rivals such as the Ford Focus or Volkswagen Golf. We really like the build quality and the high levels of standard equipment included.

If you'd like to know more, please get back in touch.

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Hi Andres,

In terms of the amount of metal that you get for your money then it is really hard to look beyond the Peugeot 5008 because it is a massive car and really nice to put together. It is much bigger than the two other models that you mentioned. However the Grand C-Max is simply the best to drive in its class and if you don't need your MPV to be massive then this could be the way to go. The Verso is good too, but doesn't really have the class of either the Ford or the Peugeot. Twins can take lots of stuff with them I imagine, so you might want the bigger vehicle, but for me right now, I'd pick the C-Max. 

Expert answer

Hi Caroline,

Paddy here. Given your budget, I would say that you need something that is going to be easy to live with, cheap to run and reliable. 

The Suzuki Swift is a really easy car to own. It is reliable, spacious, cheap to run (tax, fuel, insurance) and good value too. This one I have picked out because it has really low miles (10,000km) and is about half way up your budget: Suzuki Swift

Another decent buy would be a Ford Focus 1.4 - which is a really good larger family hatchback with a big boot. This one we found has just 34,000km on the clock, comes from a good dealership and the price is good: Ford Focus

At the upper end of your budget would be a Volkswagen Golf. They are really good investments because they hold their value well. This one again has really low mileage: Volkswagen Golf

I hope some of these are of interest. I think the Swift would be a super choice for you guys though. 

Come back to us if you need more advice though.