Expert answer

Hi Kevin,

That's a bit of a black art in itself and of course will depend on whether the seller is private or a dealer. Assuming an asking price in the region of €11,000 to €13,000 go in with an offer €1,500 below and see what they say. Don't take their first offer either - haggle.

Let us know how you get on.

Expert answer

Hi Antoinette,

First of all it's always worth remembering to focus on the 'cost to change' rather than the trade-in value alone. Your current car is unlikley to be worth quite €1,000 to a dealer so bear that in mind. If that gives you €5,000 in total to spend then you could potentially afford a 2005 Toyota Avensis. However, that price will get you a high mileage example so it may be worth going for a 2003/2004 example in good condition with low mileage.

I reckon you're better off with a petrol version if you're looking at an Avensis of that age. It was before the changeover to emissions-based taxation in July 2008, so the 1.6-litre petrol model was very popular - and is therefore in plentiful supply on the used market. Tax is cheaper too than the diesel of the same age due to it being calculated on engine size.

Along with that, 11,000 miles per year is not quite high enough to justify the potential extra cost of a diesel car in my opinion.

Hope that helps

Expert answer

Hi Steve,

We are not aware of any issues with this engine as yet. Most problems would have been rectified under warranty so far in any case, making it too early to say for sure.

Prices vary around the country and of course between dealers and private sellers, but the car you're describing is worth somewhere in the region of €13,000 to €15,000.

Hope that helps.

Expert answer

Hi Andrew,

The key point you make here is 'properly maintained' and to be honest if you really take care of it and are prepared to invest money into it then you could expect 200,000+. It isn't all that unusual to see Focus diesels with mega mileage. See this one on sale in a dealership in Carlow with 190,000 miles on the clock. So it is really up to the owner. I wouldn't expect it to last much over 200,000 though, before it would become uneconomic to own it. 

Expert answer

Hi Dave,

There is no simple answer to this - but as a rule of thumb, on a new car (average Ford Focus or Golf) you should expect to get around €700-€1,000 off the new price if buying straight. Much more than this is unlikely unless it is a Renault, or a luxury car! Shop around and don't be afraid to look outside of Dublin for the best deal.

Expert answer

Hi Wayne,

You would probably get offered around €3,800 from a main dealer for your car and you could expect to sell it privately for around €4,300, so you should advertise for around €4,600. Remember if you are trading in then concentrate on the 'cost to change' rather than the value of your car. 

I hope this helps?

Expert answer

Hi Tony,

Given your shortlist, I'd be inclined to go for the new Ford Focus saloon - presumably you mean a 1.6 TDCi version. It's more economical than the BMW and Audi and it'll be four years newer, meaning the security of a manufacturer's warranty. Older BMWs and Audis, as lovely as they are, do start to cost a bit to maintain.

Another car to consider is the relatively new Volkswagen Jetta. It compares well to the Focus.

Come back to us if you need more help deciding.

Expert answer

Hi Annmarie,

Well you aren't expected to know everything! When we talk about 'cost to change' we mean that lots of people go into a dealership and are fixed on how much the dealer is giving them for their car.

When you do this, you are ignoring any potential discount there might be on the car you are buying. In the case of the Honda FR-V you show here, the car is €18,950. Let's say your Jazz is worth €5,000, which is probably about right, if the dealer says it will be €13,950 to change he is not really giving you any discount off the FR-V. 

When pricing a used car, a dealer is trying to figure out how much it will cost him to prep it for sale, which is often around €800. There is no major science to this, all we mean is that if you fixate too much on the price the dealer is offering you for your car you might not see the whole picture. Focus instead on how much it will cost you to get into your next car instead. 

Bear in mind that they do have to make some money, but use this as a guide when you are choosing your next one. If all this is still a mystery to you, come back to me again. 

I hope this helps! 

Expert answer

Hi Steve,

A fair degree depends on your mileage and how much you are prepared to pay per year in motor tax. Bearing in mind that you will be getting an older car, the motor tax can be pricier, but that is just a fact of life. If you want to carry lots of people and stuff then a diesel will be a better choice in an estate because there is more torque but it isn't essential. 

If you weren't afraid of the odd bill, then a BMW 320D Estate would be a super car. I've owned one and they are great, but get expensive the older they get. 

I'd be very tempted by this Nissan X-Trail which has low mileage, is diesel and would be great for the family. 

This Peugeot 407 SW is superb value and lots of car for the money. 

I think out of that lot, I'd probably have the Focus though. 

I hope this helps! 

I'd say something like a 2005 Ford Focus 1.6 Diesel Estate would be a good place to start - something like this one as it would be cheap to run and spacious as well as good to drive too. 

Expert answer

Hi Annemarie, 

We would always say look at the cost to change, but I'd expect that you will be offered around €5,000 for your C-Max, which might translate into €6,000 against a new Peugeot 5008. The 5008 is a good choice too, you can read our review of it here.