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I need a newer car with lower running costs. Help!

Hi,

I am currently driving a 2002 Peugeot 307 three-door 1.6 petrol with 63,000 miles on the clock. Having a son now makes the three doors pretty impractical and the car is expensive to run. I was taken in by Renault's recent ad campaign for the 'Carculator'. It compares all your outgoings on your car with the costs of running a brand new Renault. The problem is, although I could probably purchase say a new Mégane for about the same money per month as my current outgoings on the Peugeot, this involves a deposit of about €6-7k. The Peugeot is only worth about €1,500-2k at best in trade in and I don't have that much extra cash to throw at it.

This got me thinking though, I should be able to purchase a 2-3 year-old car that is substantially cheaper to run and still be able to make repayments on a loan. My current costs on the Peugeot are €514 on tax, about €900 on petrol to cover 4,500 miles annually, approx €600 on servicing plus it needs two new tyres at €130, and €55 on NCT. This comes in at €2,200 for the year. This is where I would like your help. I am sure there are cars that would cost €800-900 a year to run including all these costs, which leaves me with €1,300-1,400 to cover loan repayments for the year.

Can you suggest a car with low tax, far better fuel efficiency, low servicing costs that won't need an NCT for a few years and that with a €2k trade-in, will have relatively low monthly repayments over say five years? I know it's asking a lot but with your knowledge of the market, I hope there might be some possibilities for me.

Thanks,

Rowland (Dublin 5)

Rowland Crawte (Raheny)

Mar 2014 Filed under: choosing used car

Expert answer

Hi Rowland,

OK, there are a lot of parameters to go with here, but the basics are that you need a car that's cheap to buy (so it can't, sadly be too new), has affordable running costs and won't break down every time it rains. I reckon that gives you a choice of three or four key models: Honda Civic, Toyota Corolla or Auris, Kia cee'd or Hyundai i30.

Have a shop around and you should be able to find several of those all well within your purchase price range, while they all have efficient engines and excellent reliability records. In the case of the Kia and the Hyundai, they also have lengthy warranties, which, even if there's none left on the one you buy, at least means that they're more likely to have been looked after. My personal choice would be the Honda. Track down a nice 1.4 petrol Civic and I don't think you'll look back.

Let us know how you get on


Which is the best car for €6,000?

Which is the best car for €6,000?

Jason Doyle (Dublin)

Mar 2014 Filed under: choosing used car

Expert answer

Hi Jason,

Depends what you mean by 'best' really. I'm going to assume, though, that what you mean is the best all-round; something that's fun to drive and good to look at, but also spacious, reliable and practical with an eye on fuel economy, right?

In that case, and at that budget, you're looking at three main cars: Honda Civic, Volkswagen Golf and Ford Focus. All three are reliable and well made (the Civic the best in that sense), all three are good to drive (the Focus is the best to drive) and all three are economical (few cars are as good, real-world, on fuel as a diesel-engined Golf). Shop around, because there are loads of each one out there and your €6,000 will go a long way. Insist on a full service history and make sure you do a background check on the car if you're buying privately (we recommend Cartell.ie). Beware of silly boy-racer mods (especially on the Golf, but the other two are prone to such things too) and try to find something that hasn't been used and abused by a legion of crisp-munching kids.

Let us know how you get on


Are there any mechanical issues with the Honda Civic?

Are there any mechanical issues with the 2006 Honda Civic 1.4 petrol?

Martin Mc Donnell (Athlone)

Mar 2014 Filed under: reliability

Expert answer

Hi Martin,

Ah, a split answer this one: Honda replaced the Civic in 2006 with a new model, so I don't know precisely to which one you're referring. If it's the older model, there are almost no major problems. As long as the car has been serviced on schedule (and preferably by a Honda main dealer or independent Honda expert) you should have no troubles at all.

If it's the newer, space-age-looking Civic you're talking about then there are a few minor niggles to check for. The dashboards can get a touch squeaky and rattly, the fuel filler cap can stick shut and the wraparound front lights can get condensation or water building up in them.


What would be the best second hand SUV to go for?

What would be the best second hand SUV to go for?

Ash Crossan (Portlaoise)

Mar 2014 Filed under: choosing used car

Expert answer

Hi Ash,

It very much depends on your price bracket and what your requirements are in terms of size. If you want something small, cheap and fun to drive, why not try either a Nissan Juke or MINI Countryman? Need something with a bit more space and practicality? Nissan Qashqai then, or better yet, a Skoda Yeti. Want to get something with a lot more size and some proper 4x4 ability? Go for a Honda CR-V, a Hyundai Santa Fe (you can get those with seven seats by the way) or, a Nissan again, this time the under-appreciated X-Trail. Want something seriously big and impressive? Well, a Range Rover Sport is always a good buy but be sure to put aside plenty to cover the running costs. A Toyota Land Cruiser is rather less exciting to drive or to look at but its reliability is little short of legendary. Or, if you want something really cheap and old that can pack some abuse and come back for more, try either a Suzuki Grand Vitara (smallish) or a Mitsubishi Pajero (big). Both are reliable, both can off-road properly and both can be tracked down at bargain prices, as long as you buy according to condition, not age or mileage.

Come back to us if you need more help


Honda Jazz or Skoda Fabia?

Honda Jazz or a Skoda Fabia, which is the better car?

Bernadette McGill (Dublin )

Mar 2014 Filed under: choosing used car

Expert answer

Hi Bernadette,

Both are good but I'd go with the Jazz - it's more spacious, slightly sweeter to drive and Honda's quality and reliability ratings are just astonishingly good.


What car should I go for with a €3,000 budget?

My €3,000 budget would be best spent on a 04/05/06 (1.4-litre/five-door) Toyota Corolla, Opel Astra, Mazda3 or what other model?

P Dempsey (Dublin)

Feb 2014 Filed under: choosing used car

Expert answer

Hi there,

Both Corolla and Mazda3 would be good choices, but it's worth having a good look for a Honda Civic too. Best to max out the reliability factor when buying on a budget...


Is the 2010 Honda Insight as reliable as all other models?

I am looking at a 2010 Honda Insight; do you know of any problems that they might have or are they as good as all Hondas?

Brian ' Mcrory (Dublin)

Feb 2014 Filed under: reliability

Expert answer

Hi Brian,

Nope, no major problems. As you say; as good as all other Hondas. Potentially even better, as Honda was keen to push its hybrid technology so was even more careful than usual about making sure all the bolts were done up right.


Would you recommend a Honda Accord?

Would you recommend a Honda Accord?

Noel Mcdermott (Dublin)

Feb 2014 Filed under: choosing new car

Expert answer

Hi Noel,

Yes, unreservedly. One of the most reliable cars around and also comfy, nice to drive and, in the current version, really rather handsome too. The only issue has traditionally been a very limited engine range. On older versions, 1.8- and 2.0-litre petrols were your lot, more recently there has been 2.0 and 2.4 petrols and a 2.2 diesel. Currently, only the 2.2 diesel (in 150- and 180hp forms) is on sale in Ireland. As long as that doesn't bother you, go right ahead.


What automatic car would you recommend for my budget?

Hi, with a budget of €1,500 I'm looking for a reliable automatic car keeping in the low tax bracket of 1,400cc-  to 1,500cc. I'm thinking about a Honda Civic or Toyota Corolla. Can you recommend another possible candidate?

Thanks

Aidan Molloy (Dublin)

Feb 2014 Filed under: automatic

Expert answer

Hi Aidan,

To be honest, the hard part is going to be finding an automatic car that's within your budget. I'd say hold out for a Honda, purely on reliability, but any of the usual Focus-Golf-Astra-Corolla types should be fine as long as you get something with decent history.

Hope that helps


What should I look for on the Honda FR-V?

Hi, I am looking at a second-hand Honda FR-V (2009/2010). Is there anything in particular to watch out for? Are you familiar with the particular hand-brake lever in this car? I found it difficult to engage on my test drive and was wondering if that was just me.

Thanks, Eddie

Eddie McNamara (Dublin)

Jan 2014 Filed under: choosing used car

Expert answer

Hi Eddie,

There are certainly no reports out there of any persistent handbrake issues with the FR-V so it could just be a specific problem with that car - the handbrake may have been over-adjusted at the last service, perhaps. Try another one and see if you feel the same problem. Otherwise FR-Vs are, like all Hondas, staggeringly reliable and well made. There are just no repeated problems with them, so, as long as the one you're looking at has a full service history and is in good nick, you should be fine.

Just watch for two things; check the interior and especially the boot for signs of excess wear and tear - these are hard-working family machines and many have been treated with a fair amount of disdain. Then check the tyres for signs of uneven wear - that could mean that the suspension has been knocked askew, something that's easily done as the FR-V is a little wider than most cars.

Hope that helps