Best finance option for Toyota Hilux pickup?

Hi Deirdre,

Hire purchase is definitely a sensible way to finance a Hilux purchase, not least because I assume that you want to own the vehicle outright at the end of the finance period? A PCP plan would give you lower monthly repayments, but would pretty much lock you into coming back in three years’ time to trade-in and, given the condition limits set as part of a PCP deal, it’s probably not the best thing for a hard-working farm truck. It’s well worth having a chat to your local Credit Union and bank first, though, just to be certain you’re not missing out on a good deal on a loan.