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Can I tax an SUV private, but insure it as LCV?

Filed under: commercial vehicle

The question

Is it possible to tax an SUV privately, whilst insured commercially? To use privately with kids etc outside of work hours?

Asked by Alan O brien ·

Expert answer

Hi Alan,

No. You’ll need to show proof of insurance when you tax the vehicle so if you’re taxing it privately, but insuring it as a commercial, then alarm bells might well be raised. Also, if you did have an accident and your insurance company found out that you were playing both sides of the system, you’d probably have your claim denied. 

Answered by Neil Briscoe

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