How best to buy a Range Rover commercial?

I'm 21 years old and working with my father on our farm. We are registered for VAT and I am wanting to buy a Range Rover Sport. Its a five-seater 3.0-litre TDV6, but you can VRT it as a commercial for €918. How can I get commercial insurance under my own name and commercial tax? Will I have to VRT it through the company?

John Nolan (Enniscorthy)

Jun 2019 Filed under: commercial vehicle

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Expert answer

Hi John,

I think a word with your accountant would be the best option as there are hoops to be jumped through for registering and taxing a car as a commercial, especially a five-seater. The bigger issue by far could be getting you insured, as most insurers will see the words ‘Range Rover Sport’ and '21-years old’ and run a mile.

Neil Briscoe - Complete Car Advisor
@neilmbriscoe