Insurance-wise, ok to upgrade my BMW?
The question
BMW performance related question: if I install the performance enhancement offered by BMW, which increases 2.0-litre engine output from 184hp to 197hp, does this invalidate my insurance? If I inform the insurance provider of the changes it may increase the premium or not provide cover if the car does not conform to homologation, etc. Thoughts?
Asked by DES IRWIN ·
Expert answer
Hi Des,
If it’s a factory-approved enhancement, then you should be fine as the car has been homologated to accept that upgrade from BMW itself. As long as you let your insurance company know, you should be fine, but, yes, they’ll probably bump up your premium a bit. You might want to call them first and ask them how much extra it will be, because it may not be worth it for an extra 13hp.
Answered by Neil Briscoe