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Should I go for this new Toyota RAV4?

Hi, could I have your opinion please? I'm thinking of buying a Toyota RAV4 2.0 diesel 2wd Luna. Dealer has said can be on the road for €31,500. Price includes trade-in of my 1995 RAV4 that is in in good condition apart from corrosion underneath and is around 130k mileage.

Thanks, Breda Ryan, Limerick

Are my maths on PCP payments right?

Why are final payments on PCP contracts so high? For every brand I look at, if I calculate the deposit plus finance cost plus final payment it seems I end up paying about nine or ten thousand more than the car is worth!