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I can't insure my 1999 Honda Civic. Help!

Hi,

I am a 34-year-old with a 1999 Honda Civic four-door. NCT passed every year and I have been declined insurance this year. I have a full clean driver licenve for over seven years and no penalty points, no convictions. FBD, Aviva, Axa and AA quoted €1,300; Liberty €1,020; and RSA Via Campion €791.88. I cannot get a personal loan or finance as I am either not earning enough or I can not afford the repayments. What's a girl to do?

I'd like to change my Octavia for a Qashqai.

Hello,

I am considering changing my 2007 Skoda Octavia (420,000km on the clock) to a Nissan Qashqai. Can you advise me on best option? Other than visual look I have no knowledge of the Qashqai - where can I read a review? What trade in value/scrappage can I expect? Is it better to seek finance or pay cash?

Any advice and guidance on how I should progress will be appreciated.

Regards