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What's up with my Audi brakes?

Hi.

In May 2018 I bought an Audi A3 Sportback 1.0 turbo (pre-reg Jan 2018). Around Oct/Nov I noticed a metallic grinding noise when reversing slowly out of my driveway and also reversing from a car parking spot. Initially told "probably lack of use" as my mileage was and is low (now 11,600km).  Early in 2019 went back three or four times and they could not find anything wrong. They suggested the brake material. I had no more problems until now when the problem is back. The dealer is an Audi dealer and I believe they did their best to sort me out. I am wondering if the problem is brake material together with my little use (and short trips) of the car. There is no problem driving forward.  Can you suggest what might be wrong?

Can I import a car that's on finance?

I was working in UK and took finance on a car, and now I have an opportunity to move back to Ireland. Can I VRT the car here and re-register to Irish plates? I intend to continue to pay all finance owing monthly as I am doing.

Why is the import VRT different to expected?

I imported my car for the UK and I'm trying to appeal it as the VRT calculator estimated it would be €3,800, but when I went to the centre they could not calculate it, as they did not have any 1.6 diesel on their system. Anyway, it turned out to €4,700... Why?