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Are commercial vehicle rules being broken here?

Hi,

I have a commercial vehicle, a Land Rover Discovery Commercial; I have it both taxed and insured in the name of a limited company. All sounds good to me. I have a friend who started up a new limited company and transferred his Toyota Land Cruiser Commercial into the company. He has not changed the tax or insurance and both are in his own name. So in effect the Toyota is in the company from an accounts view but in reality it is still owned and insured by the individual. Is this legal and how are you from an insurance point of view?

A second question is in relation to the commercial SUVs, I know of an individual that has the SUV in the company and taxed as commercial in the company for €333, but the insurance has remained private. Is this correct?

Thanks,

Richard in Waterford

Thinking of buying an L200 for private use...

Hi,

I am looking at buying a 2008 Mitsubshi L200; it's registered as a commercial vehicle with the current owner. I will buy as a private customer, so I will have to change the class of the vehicle. Do you know how I would go about this as I cannot get a quote for insurance until the class is changed and don't want to go ahead and buy if the insurance will be through the roof. Also, how much would the tax be yearly?

Thank you

Jack

How much VRT on a 2014 Transporter?

Hi,

I would like to buy a Volkswagen Transporter in the UK. Long wheelbase, 2014, 230k miles. I would like to know the VRT I would need to pay for this in Ireland but the Revenue system does not list this very common vehicle.

Any assistance appreciated.

Any high-performance insurance specialists?

Hi,

I’m planning to buy a Jaguar F-Type R (5.0-litre V8) and shopping around for insurance. So far all insurers including my current insurer refused to quote me because of the engine size; is there any insurer out there that specialises in high performance cars?

Many thanks!

Should I wait for the BMW 128ti?

Hi,

I have a question regarding the new BMW 128ti. Having recently ordered a BMW M Sport 118i auto, I am now in a quandary due to the announcement of the 128ti. I have spent a long time driving many cars and ended up making my decision to purchase the BMW 118i. Preferably the car would have had a little more performance (and economy for the level of performance), I waited around a year in the hope that a petrol 120i would become available (diesels are not an option for me), but nothing has yet been announced even though they exist in other markets.

Before placing my order I tried the M135i and, other than the raw power difference I far preferred the driver engagement of the 118i M Sport. I can only put this down to the 200kg or so weight difference? I live in a rural area and most of my driving is on small twisty, hilly lanes with some nice back roads, I rarely drive on main roads or motorways. So suspension compliance and driver engagement are important to me. My BMW dealer has immediately suggested I could change my order to the 128ti once it becomes possible, but it's early days with no hard facts on cost or a test drive available - I have already sold my car so it's a push bike and motorcycle only at the moment.

I would be very appreciative if you could spare some time to consider my position and would value your thoughts on the 128ti versus my ordered car. Having read your account of your experience with the 128ti, i thought you would be the best person to help.

Very best wishes

Tim

Warning lights on my Fiat 500L...

Hi,

I was going up hill to join a motorway and I’m guessing I was in too high gear, then my warning light and engine light came on and then a message telling me that to stop-start had been deactivated. The warning lights remained for the rest of the journey. Can you tell me what happened? I have a 2013 Fiat 500L.

Thanks