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New car on PCP or secondhand?

Hi,

I'm looking at getting a small family car that's going to have low running costs. I'm torn between taking out a PCP for a new car like a Nissan Pulsar or topping up the cash I have with a small credit union loan for a five(ish)-year old car like a Hyundai i20.

Any advice?

Thanks

Leah

Will PCP work with higher mileages?

Hi there,

My beloved Alfa 1.9 JTDm 159's gearbox has gone and now needs to be replaced. Considering it is an 06 and has over 242,000 miles on the clock, it will need a clutch and DMF replacement as well. Is it worth it, and what diesel cars would be recommended for someone driving 35,000 miles a year? Are PCP options even feasible at that mileage?

Sad Dave in Kells

Tell me more about PCP finance.

Hi, do most garages offer PCP finance and do they only offer it on new vehicles or would you be able to get it on a second hand car? I have always got Credit Union loans so haven't a clue about PCP, but it looks good.

Thanks so much

Sabrina

Are my maths on PCP payments right?

Why are final payments on PCP contracts so high? For every brand I look at, if I calculate the deposit plus finance cost plus final payment it seems I end up paying about nine or ten thousand more than the car is worth!