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Previously answered questions

Can I sell a car I have on PCP finance?

Can I sell my car once I'm half way through my PCP agreement?

Karen Lennon (Longford)

Oct 2015 Filed under: finance

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Tell me more about PCP finance.

Hi, do most garages offer PCP finance and do they only offer it on new vehicles or would you be able to get it on a second hand car? I have always got Credit Union loans so haven't a clue about PCP, but it looks good.

Thanks so much

Sabrina

SABRINA O'SULLIVAN (BEARA)

Jul 2015 Filed under: finance

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Are PCP prices fixed or negotiable?

Are PCP prices fixed or negotiable?

Patrick Egan (Dun Laoghaire)

Jun 2015 Filed under: finance

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Are my maths on PCP payments right?

Why are final payments on PCP contracts so high? For every brand I look at, if I calculate the deposit plus finance cost plus final payment it seems I end up paying about nine or ten thousand more than the car is worth!

Daniel Henderson (Cork)

Apr 2015 Filed under: finance

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Who are the top ten car finance providers in Ireland?

Who are the top ten car finance providers in Ireland?

Shane Murray

Mar 2015 Filed under: finance

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What sort of checks will be carried out for a PCP contract?

Are there any criteria for a PCP contract with a new car? Do you have to give proof of income or credit history? My wife and I are self employed.

Thanks.

James Culleton

Mar 2015 Filed under: finance

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What happens on PCP if my car is worth less?

Can I apply to get a car on PCP if I owe more than my car is worth on trade in value? I.e my car has a trade in value of €13,590 but my settlement is €15,750.

Michael Murphy (Dublin )

Feb 2015 Filed under: finance

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Can I import a car that has outstanding finance?

Hi, I want to import a car to Ireland from the UK, but the car has outstanding finance. Is it possible to pay VRT without clearing the outstanding loan on that?

Thanks

Surinder Singh (Dublin)

Nov 2014 Filed under: finance

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Can I get out of my PCP lease to get a van?

Hi, I have a car out on a PCP lease and it is about 15 months old, but I am starting my own business and need to trade the car for a van, but the settlement on the car is €18,500. I have around €5,300 paid though the dealer is telling me that a significant deposit would be required to come out of the PCP, but the van is around €20,000. Where do I stand?

Thanks for your time

Paudie Brown (Cork)

Aug 2014 Filed under: finance

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Can you help with buying a MINI with outstanding finance?

Looking at at MINI One and the seller is emigrating back out of the country with some finance on her car I believe. How do I protect myself if I bought it off her and how do I ensure finance on the car is cleared?

Karen Greer (Dublin )

Aug 2014 Filed under: finance

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4,885 Irish motoring queries answered to date

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