finance

Can you renew a PCP at the end of the term but transfer to another car brand? If so can you transfer the GFV as a deposit for the new car with the other manufacturer? And if this is possible how is the bubble payment settled with the original car company?

Many thanks.

Hi,

How long should loan approval take after  a car dealer submits your proposal form to their finance department? A car dealer submitted my finance application on Friday at 12:30 and I didn’t hear back yet for rest of Friday so will have to wait until Monday...

I am wondering if it's possible to get a car financed without having work sorted first. I am moving back to Ireland to the west and need a car to have a chance of getting work. I am wondering if finance is like a loan where you need a job first to get it or does it work differently than that?

Hi,

I am in employment for the last three months and I have finance approved, but my work company won't sign the paper saying I am not on probation. Just wondering what I should do.

Hi, what's the likelihood of being able to get a car on finance while on the dole?

Hi,

Can I get 0% finance on the Toyota RAV4 Hybrid or Kia Sorento GT line?

Hi, I have just set up a limited company. I would like to buy an electric company car as there is zero BIK on it. I don't have enough funds in the company to purchase outright. Is there a finance option deal whereby I can make payments monthly?

Thanks

Micheal

I have a car that is worth €8,000 and the finance outstanding is €11,000 so if I buy a car with a trade in bonus it narrows the gap in clearing my loan. Toyota's deal comes to mind here. Apart from finding the difference myself is there any option open to me?

Thanking you.

Hello,

I would like to buy a car I'm used to second hand cars as I have a very limited budget. I'm still confused about the PCP option, scrappage trade ins and hire purchase. My normal route is to get a loan from my credit union, but the older my car is the more I end up paying for repairs. Could you help me in finding my best option because I'm a bit lost with it all?

Thank you

Anita

I have looked at a great second hand car being sold privately; however, car history reports show that there is outstanding finance on the car. The owner has told me that the finance was cleared this morning, but that it could take the bank two weeks to finalise and close the account. Is there any way that the current owner can get his bank to prove to me that the loan has been cleared and that it is ok for the car to be sold to me?