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choosing new car

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Older premium car or newer car with lower running costs?

Hello, which do you think is best - to buy a new car around €21,000 or €22,000 with low tax or five-year old Lexus IS petrol or BMW 3 Series petrol for around €14,000 - €15,000 with high tax?

In other words is it better to drive a high quality car that has already suffered most of its depreciation, but has high running costs over a new car with low tax and low running costs, but maybe higher depreciation?

 

Should I get the Santa Fe with fog lights?

I am looking at the new 2010 Hyundai Santa Fe in the "Classic" spec but am worried that this spec does not come with front fog lights as standard and I am told that these cannot be retro fitted after purchase. 

I cover around 40k km per year and need to know if this will be a issue in the winter especially?